ISSN 2736-1721
Global Journal of Business Management ISSN 6731-4538 Vol. 11 (1), pp. 001-015, January, 2017. © International Scholars Journals
Full Length Research Paper
Performance evaluation of pre- and post-nationalization of the banking sector in Pakistan: An application of CAMEL model
Amir Hussain Shar1*, Muneer Ali Shah2 and Hajan Jamali3
1Department of Commerce, Shah Abdul Latif University, Khairpur Mir’s, Sindh, Pakistan.
2Management Sciences, Greenwich University, Karachi, Pakistan.
3Preston University, Karachi, Pakistan.
Accepted 15 November, 2016
Abstract
This research study is based on the nationalization and de-nationalization of the banking industry in Pakistan. An effort has been made to analyze and evaluate the performance and efficiency of the banking sector using CAMEL parameters. It covers the period of pre- and post- nationalization of the state owned and commercial owned banks of Pakistan. Through the utilization of this model, it has been explored that the position of banks under study are sound and satisfactory with regards to capital adequacy, assets quality, management capabilities, earnings and liquidity.
Key words: Performance and efficiency of banking, soundness of banks, CAMEL.